On VTEX, your store can receive payments made with Notes Payable. To enable this option, you must perform the following steps:

1. Setting up the gateway affiliation
2. Notes Payable setup
3. Setting up the payment condition

The information in this article does not refer to the Promissory or CardPromissory payment conditions available in the Admin in Store Settings > Payment > Settings > Payment Conditions.

To set up a payment provider, access Register payment and anti-fraud providers.

Check that the desired payment provider supports Notes Payable payment processing.

After registering the payment provider, follow the steps below:

1. In the VTEX Admin, go to Store Settings > Payment > Settings, or type Settings in the search bar at the top of the page.
2. Click on the Custom Payments tab.
3. In Notes Payable, click on one of the five configuration boxes.
4. Fill in the following fields:

• Name: the name that will be used to identify the payment.
• Description: details of the payment condition.
• Note payable expiration date: the due date for your customer to pay the note payable before it expires.
• Automatic authorization: select whether you want to authorize payments automatically. We recommend enabling this option only for payments on delivery or in-store pickup. By choosing Yes, the order status will automatically change to Handling shipping without requiring payment verification.
• Change margin range: percentage margin range allowed for changes in the value of the Note Payable. Some customers may want to authorize changes to orders. In this case, please fill in the Change margin range field to determine the percentage margin allowed for changes.
• Split payment: choose whether to use the split payment solution. If you opt to use it, the Note Payable will be split between the sellers and the marketplace, when applicable.
• Automatic invoicing: number of days for the system to invoice the Note Payable after payment authorization. By default, Notes Payable are invoiced upon payment authorization. If this field is set to Yes, invoicing will no longer occur upon authorization but after the number of days you have determined.
  

5. Click on Save.

After completing all the steps, the notes payable payment will be configured and ready to be used in your store.

Learn how to associate it with a payment condition in our article Configuring payment conditions.